Which Type of Car Insurance is Best?
Car insurance plays a big role in protecting drivers from unexpected expenses. Whether it’s a minor fender-bender or a major collision, having the right type of insurance can help reduce financial stress. But with different types of car insurance available, many drivers often wonder which one is best for them. Understanding the Basics of Car Insurance Auto insurance is a contract between you and an insurance company. You pay a premium, and in return, the company helps cover costs in case of damage, theft, or accidents. Different types of coverage offer different levels of protection. Choosing the right one depends on your vehicle, driving habits, and budget. Liability Coverage: Required in Most States Liability insurance is usually the minimum coverage required by law. It covers damages you cause to others, including their property or injuries. However, it doesn’t cover your own car’s damage or your medical expenses. While it's affordable, it's limited in what it covers. C...